Another RME UFX with SONAR Platinum user here.
Here's my take...
If you are a musician composing and recording yourself, the UFX is a bit overkill. If you have plans to record others for profit as an audio engineer, the UFX is a must have. You simply cannot go wrong with it and it is flawless with SONAR.
It will allow you to deliver separate zero latency headphone mixes to all your musicians, with or without effects (while still recording dry into SONAR). You can route anything to anywhere (reamping guitar for example). Sending an output of clean guitar DI to a reamp box and into your amp, while simultaneously recording the mic off the amp.
By plugging in cell phones, and mics, and live internet audio streams, I have recorded live interviews with several different mixes feeding multiple destinations. The list goes on and on...
It seems there is nothing the RME UFX cannot do (in audio terms, of course it cannot make your coffee etc...).
They will have to pry my UFX from my cold dead hands before they ever get it away from me...ha ha ha.