mudgel
Ozone 6 for sure BUT only if you know what you're doing. It can do so much and very quickly wreck a mix
That's pretty much true of anything you put on the master bus.
One of the best thing about multiband compressors is you can think of them as graphic EQs where you can choose to compress particular bands.
As to whether to use/not to use, it's pretty much a case-by-case basis. If you're mastering your own material, you can always tweak the mix so the mastering requires a lighter hand. If you're given a two-track mix, all bets are off as to what needs to be done.
The main element I like about maximizers is how they bring up lower-level material, like ambience. With programs like Ozone or Wavelab that can level-balance the bypassed/enabled status, you'll often hear no apparent difference (or at least hopefully you won't because the maximization is minimal)
except for quieter passages. I've found a good ballpark figure is about 4 dB of reduction, i.e., after the entire song has played through, check the meter that shows the maximum amount of reduction that occurred. If you have someone who wants to win the loudness wars, you can push it to 6 dB without causing too much damage; for something like a jazz tune, 2 dB will give a nice little lift and be unobtrusive.
But of course, it all depends on the material. With classical music productions, I lower the gain manually on a few peak half-cycles to allow bringing up the level a tiny bit without any artifacts.