Johnbee58
@John (and all)-Thank you for the tip.  I only tried exporting using the master bus once and maybe I wasn't doing something right.  That does seem to be an easier way to export and now that you've pointed this out I will use that way from hence.   I've been using Sonar since June 2014, almost two years and still have so much to learn, but I've been learning it as I go.  If I really have an issue or really want to learn something and can't find it on line or the Reference guide I come here and most of the time I find the answers.  Previously, I used Samplitude.  That had a master TRACK, but it was much harder to create and access.  What I really could use is a book called "Sonar X3 For Dummies" (as well as "Reason 7 For Dummies").  I don't think they exist though.
 
JB

Sanderxpander
There is Sonar X3 Power by Scott Garrigus I think.