All of my Kontakt libraries in one internal hard.
I am not using any external hard for loading samples
 

Less than 8gb of ram in Windows can be an issue where memory can bottleneck the speed of the computer but once you cross that threshold, almost anything you throw at a Windows machine that slows it down is in no way related to memory.  Your bottleneck is in some other part of the config.  128gb of ram is overkill in the biggest sense.

As an earlier poster suggested, cut back to minimums and give it a try, OS drive, Data Drive, Sample drive.

I have a feeling the backup drives are the problem.

I would avoid using any real-time backup programs or routines.

Having an extra drive to save duplicate projects to (I suggest BUN files if doing this) can be ok, but real time backup, especially raid setups, can slow you to a crawl.  Some folks sort out real time backup but if something conflicts or is set oddly, it can kill you.

Also, Win 10 has all the virus protection you need built in so make sure you don't have any system choking 3rd party AV or malware stuff running.

Just did a few loading tests on my system.

Twin 2.27 Ghz Xenon processors
18gb ram
6970 Ati Vid card 2gb ram
120 Gb SSD OS drive
500GB Data SATA
500GB Sample SATA

True Pianos 1/2 second load
Rapture pro, instant load, instant patch change
Addictive Drums 2, 5 second to insert, instant patch change.

You have some problem other than Memory.  The old 24gb was more than enough.
 
 
 

Use Windows Resource Monitor or MS Process Monitor to help determine what's going on during those two minutes.
 
 

What's your system's proper boot time?  Not from 'shutdown', but if you do a full Restart?
 
I would start by pulling all the RAM apart from one card, and make sure that's correctly seated in the first slot.  Disconnect all the hard drives except for the SSD system drive and the 1 TB drive with the VSTs on it.  Any difference?
 
I would also try running some basic r/w drive speed tests.  e.g. just copy the system's swap file to the drive and then read it back off the drive again.  Come up with some rough r/w speeds (MB/s).
 
Your machine should go so fast that it should be in orbit.

Either some software is pegging the CPU to 100% all of the time (eg. it's being used for Bitcoin mining in a botnet) or there's some serious hardware problem that Windows is hiding.
 
I'd suggest checking Task Manager to see what's running, removing all unnecessary background processes, running a few scans to check for malware, and checking whether other programs also have slow loading times.

Thanks a lot I will try all the tips that you guys told me...
and thanks again for all the help really appreciated
 
Regards 

Assume that your program is set to actually fill all available ram on first start. Further assume that the programmer realized that not all computers have infinite ram and used some type of buffering or selective loading so that once the available ram is filled loading stops, the program starts to work, and further data must be fetched from the hard drive, or a smaller smart cache in memory. Let's say it takes x seconds after you start the program to fill the 8 gig of ram that the program sees in your computer as available. If you now increase your ram to the point where the program now sees 80 gig available to load, then it will take 10x seconds to fill the available memory, and your start/load time for the program will have increased dramatically. The larger memory machine may well be able to deliver the samples to the program from the fast ram in less time, but before it can do that it must spend more time filling up the free ram on the more memory endowed machine. So play may be more efficient with fewer pauses, but loading/startup will take longer if it requires reading a lot of data into memory first.

I am not familiar with that MoBo, but wondering if the sample drive is connected to a SATA2 connection? Even then the load time seems excessive, but not sure how big that set is either.

My MoBo is old enough it only has 2 - SATA3 connections to it.

Definitely examine all the processes, drivers, and check hardware capabilities. A lot of processes are unnecessary as a DAW.

Sounds like a Kontakt issue to me I load big Kontakt libraries over a LAN shared harddrive and never takes more than 2 minutes on any of them...so I have libraries going from my DAW into my synth computer, loading and then back into the DAW via analog...check your Kontakt file buffers...