I do sometimes, or very often put a mastering limiter on the mixing bus, before taking it to mastering session. But that is only because I want the levels to be on spot. I always bounce out my tracks at -6 to -10 db in the mix, so hard to tell how the mastering chain then will react to all the sounds and glues. So, I use it as a level adjuster. For sure taking it back off when bouncing out the mix. For the workflow it is better for me, so I do not have to bounce out several mixes just to level the bass or something else.
Back to the thread. I have never heard of people who bounce out a mix with a headroom of -0.1. without any compressor or limiter, they are doomed to get clipping in the mix. Compressors and limiters on the mixbus is a no go. The mastering engineer (or if you do it yourself) always ask and need no compressor or limiter on the master bus.
Headroom is the essence for the mastering stage. Working with a -0,1 headroom is a nightmare. You also said you want the mix to be as high as possible. Why? You will get that after the mastering stage if done properly. Maybe I did misunderstand, but you aren`t going to upload the mix to any streaming services?
If someone send a -0.1 mix to a professional mastering engineer I am sure he or she will get back to the person and ask for a lower mix. The lower the mix are, the better for the mastering session. So as John said in the first reply "Lower the volume" . It is not only obvious, it is also a solution.
Nothing wrong with the Sonar Meters in my experience.
Good luck with whatever solution you end up with