The sampling rate is fine -- 44.1 in Sonar and 44.1 in my interface's software.
At this point, it's only one project that's messed up. Last night, I went into my interface software and checked, "disable host control," and that made You Tube start playing music at the correct speed (I didn't try Spotify or anything, but I GUESS that would be ok, too). Then I went to record keys again in my new project, which was still messed up....everything is sharp by a half or whole step, I can't remember. I went into another project from a couple of weeks ago, that one was fine.
A few weeks ago, I did make a "project template" file which has all my stuff already laid out so I don't have to start from scratch every single time. Maybe I clicked something accidentally to slow down the project? It DID happen to the project I described above, the one I had recorded a couple of weeks ago and I had to re-record all the audio..... thankfully it wasn't much that time, and it has been fine since then.
To answer your question -- I rarely use any of the crazy synths or anything. Last night, I was using True Piano and just doing something piano stuff. The mod wheel was all the way down, on "minimum."