gamemastermb
I don't understand the "signed" thing.  I appreciate the explanation, though. 

A bit offtopic, but I try to be short.
Security protection in computers is organized using Digital Certificates. That is a way to ensure that file/web site/email is what it is claimed to be. As with documents in paper form, that is done using "signatures". In practice, using chains of signatures. Some signature you should "trust" right at the beginning, that are so called "root certificates", delivered with Windows.  For example "that file is signed by AZSlow" (set by me) -> " the signature of AZSlow is valid, that statement is signed by Varisign" (set by Varisign) -> "the signature of Varisign is valid, I have it in my root certificates list" (Windows). That way, any program/file/web site/mail can be proved by a chain of authorities.
 
That works till some degree quite well, since in case the rule is strictly followed, any peace of software you download/install is coming from some source which is possible to find. Authorities are really checking that the person/organization exists and has real address. And in case that person/organization inject some "bad" software, its certificate can be "revoked" and users can start a process against that company. The signature is acceptable proof that the software is really coming form them. Till... the certificate is stolen (common case with viruses) or the software can not me proved to be bad (many cases with malware).
 
Real problem for developers is that such "signatures" are not free, f.e https://www.globalsign.co...e-signing-certificate/
For commercial software developer that is not a problem, but for individual free software developer that is questionable investment.
 

     Would the linked program work within Cakewalk Music Creator 2, or does it function totally independent of any other program, or does it have to be used in a SONAR program?  You mentioned that it was a SONAR plug-in.

I do not know. I have failed to find any info about "Music Creator 2". Current "Music Creator 6/7" have common code base with Sonar. But many Cakewalk technologies are from early products.
 
My plug-ins is so called MIDI FX. That is MIDI variation of DirectX plug-ins, still used in Sonar. If in your Music Creator there are some MIDI processors, there is a big chance my plug-in will work. Sorry for the noise otherwise.

gamemastermb
     (Forgive if these are elementary questions; I am a longtime player, but a real noob in this area).  I only have the Cakewalk program (and now I have GNMIDI also.)

By the way, GNMIDI can do the conversion, at least that works with Sonar. I have just checked with demo.
 
* Open MIDI file in GNMIDI
* select "Convert/Karaoke to MIDI with lyrics", then "Cakewalk 4.0 ..." (you can try other, if not working with MC 2)
* save new MIDI file
 
Note that layout of resulting file can be different from original. Lyrics can be in other track (use "Event view" to find some "Lyrics" event and see its "Track"). Once you have that "MIDI clip with Lyrics", you can copy/paste it to the original file (better into the melody track).
 
If my plug-in can work in MC 2, you can probably achieve the same result faster. But the result is the same.

AZ,
   You the man!  It worked perfectly.  Thank you very much for holding my hand through this dialog!
 
   This is a very useful tool, and I appreciate you sharing it with me (and the world)
 
Mike