My projects usually consist of several VST synths, mostly from Komplete 10 and more recently, synths that came bundled with my Akai Advanced keyboard, and vocal tracks with some Melodyne (which I always bounce down). Effects are mostly ProChannel, Sonitus, or Native Instruments. On my most recent project, an instance of Absynth was hanging Sonar whenever I tried to do anything with it after editing for a while. So I reverted to an earlier copy of the Sonar file, and repeated the same changes in Absynth (the instance was the same all along) and it hasn't crashed Sonar yet.
As for disk errors, I tried to do a chkdsk on my C: drive, and it said it could only do it on a restart. So I restarted, and CHKDSK reported it couldn't complete the scan due to an error with a "recently installed software package." I have no idea what this software package might be.
That being said, I'm also running MS Office, Adobe CS6 suite, and Vegas Movie Studio on the same computer, and they crash extremely rarely, if at all. Only Sonar is giving me regular grief.