20K in plug ins ? that's a little dramatic ?
I think what john meant was for all the hassles you are going to running in to...
for a small price you could at least be running a newer version. that alone would give you a great plug in selection to do anything you wanted.
money ? totally understand where you are coming from. but as always, the headaches..you get what you pay for..yada, yada, yada.
good luck man.