Actually that was not what I wanted to set it at. :/
My goal was to be able to hold "ALT+Scroll Wheel" to horizontally zoom in or out wherever my cursor is. Similar to zooming centered on the now time with "CTRL+LEFT/RIGHT ARROW."
If you only turn off "Simultaneous Horizontal and Vertical Zoom" Sonar zooms only vertically. Not sure why I would want that.
I got what I wanted by changing the vertical zoom scale to a factor of 1.000 and leaving "Simultaneous Horizontal and Vertical Zoom" checked. Even though, visually, that is not what happens. The end result is horizontal scroll only. Which I am please with. Just kind of a weird way to get to that point.