It's been a while since I've used the input echo feature, but it's not behaving like it used to.  I load a synth and set the input to the keyboard I want, and input echo is on in the new midi track.  When I click on input echo, it only seems to give me the option for on or echo through, but not off.  When I go up to the top there is a button for input echo off and on for all tracks, and when I click that, it turns off the input echo on all tracks, but if I turn it on, in the midi track, it doesn't turn back off again, it only toggles between on and through.  What am I missing here?
 

Deselect "Always Echo Current MIDI Track" in Preferences > MIDI > Playback and Recording

Thanks scook.  That did it. 

Please edit your initial post and add [Solved] to the subject.
I can do it for you if you wish.

Thanks again!  That was driving me nuts,, lol.