In the 80/90ss it was popular to quote the TQM model for software development. You can only pick two of the three. Time, Quality or Money(cost of effort). The third will suffer. Suffer is a
relative term, but suffer it will.
Pick Time (you want it quick) and Money (do it as cheaply as possible or you have/impose resource limitations). What would you expect the Quality to be?
Pick Quality and Money. You may NEVER get it.
etc. et. al.
Maybe I'm old fashioned (I've been an applications programmer since 1979 and still work full time at it) but I think the principals still apply even if we want to delude ourselves with the new terminologies (Agile, Scrum etc.).
Noel said it best. None of knows what goes inside The Bakers' oven.
Speculation gains nothing.