ThIs
I only have one account as I'm the only one using it. Does this mean I won't get the password dialog up when installing apps using right-click admin?
You should only get yes/no dialog to confirm - a security thingy since applications normally run as user which cannot write everywhere on disk or registry.
You could try and drag-n-drop a file into c:\program files - you should get a dialog to confirm that operation since admin rights are needed.
If this does not happend - maybe your UAC is disabled, turned off - and this may interfere with installers.
But that is a manual operation and something you would be aware of.
Go to Start -> Run and type msinfo32 och execute.
There you get version and if SP1 is really installed.