Sad to hear. I've been trying to call my dad who lives in Ga in the path of the storm. Can't get through. I suspect it's because electricity hasn't been restored yet. I don't believe it was nearly as bad further inland.
Most insurance companies won't insure these properties for flood loss. If you buy near any large body of water in the US, you need special additional coverage, that is, if you can get it at all. There is a provision for govt. money to rebuild in some situations. Not sure how it works exactly.Like everything else that has been taken advantage of over the years. Not always in a good way.