Thanks for all the constructive help guys! really appreciate it.
OK, so where I'm at now:
GFX drivers were already up to date.
Windows 7 x64 up to date
The RAM issue: 3x 2GB sticks. In hindsight maybe it was the wrong choice. I think at the time I couldn't afford 8GB so got 6GB thinking it fine. I checked my motherboard and i'm sure it was compatible at the time. Maybe I should have gone for 8? Seems to be working though? ahhh.
the vs-100, I thought was running the latest driver. 2.0.0. However turns out that when I tried the latest the message "driver already installed" was throwing me off. thought it was saying I had latest. Now updated to 2.0.1
Updated the chip set drivers.
Discovered there was an additional "HD audio device" in device manager (system devices) and disabled (as per Andertons advice)
Haven't updated the BIOS yet. Wanted to see how things are after these changes first.
the "importing audio" window bug seems to have gone - Great
looping seems OK too (more testing required though)
Most importantly - I've been trying to crash Sonar X3 but as yet it has failed to crash :) BUT you guys know how it is, tomorrow it might start hating me again! ;)
UPDATE to follow.....