Thank you all for the quick replies with your experiences. It looks like it simply varies from time to time for whatever reason.
I ended up just canceling out after waiting another 3 to 4 hours for the install to hopefully complete but it was just stuck at around 41%. I was nervous, but quit the install. Restarted the computer all together. Then I re-launched the command center and tried again. I was pleasantly surprised to see that it started to download again around 41%.. then it scaled back to 40% and within about 7 minutes or so it was done. The install process of the rest of the software, including the adding of Addicted Drums 2, plus the 3 added packs (thank you, Cakewalk for that) was also a painless process.
Because I was installing Sonar Platinum on top of Sonar X3 Producer, all my settings (midi, audio, etc, etc) and VST locations were instantly recognized. So overall, I am pleased.
If I had to make a complaint, it would be this: I had no options through the Command Center or through the XLN Audio install interface to choose where I would like the VST plugins to be installed. I am very particular, and I was forced to have the .DLL files and other stuff installed on my C:/ drive. That annoyed me because I have a separate physical drive where I have my VST effects and instruments all located. I suppose I will live with it, just a few residing now on the C:/ drive. Not sure how to go about relocating them, or if it's even worth it.
Thanks again everyone for chiming in and giving me the courage to quit and start again. Whew!!