Gibson, ehh. Now I know. It's tough keeping up.
Anyway, I removed the solved as it is NOT a audio fdbk loop.
What happened was, I ended up re-booting. Generally, my MOTU micro-lite USB midi interface for the HW synths, doesn't initialize correctly. Sometime it does, but frequently it doesn't. Sometimes I get orange lights to alert me other times, it looks OK, but the outport ports don't show up until I plug/unplug and it initializes. (Yeah I DL'ed the most recent driver, (again) and it doesn't help.) So, the audio was working OK until I got the MOTU midi ports on-line and then it went back to mse freeze mode. This is weird because that's the midi intf not the audio one, though the UA4FX does have midi in/out jacks to USB capability though I don't use them. The mouse unfroze if I disconnected the MOTU, but then I can't access my HW synths (Korg-WS-SR, TG-33, DX11, etc). My Axiom-25 kbd has midi jacks but I uses the USB and it goes to a hub and hasn't had any issues, thank heavens. I normally use the full kbd on my DX11 but it needs the MOTU micro-lite since it isn't USB.
I'm also seeing Sonar interfering with a second USB wireless mouse. I have no idea why, but Sonar disables it. Run Sonar and it stops working. Stop Sonar and it works just fine again in conjunction with my normal wired USB mouse. That isn't even audio or midi, so now I'm confused again. And this IS Sonar. FLS doesn't do any of this and just starts with ASIO for the UA4 or ASIO4ALL. It doesn't choke with the micro-lit providing ports and it doesn't disable the wireless mouse. Sonar does all that when it is running. Things work 'normally' after I exit Sonar. I'm guessing again now, but maybe Sonar is tying/overwhelming up the USB bus with the ASIO audio driver to the UA4? That sure seems unlikely since USB should be more than fast enough and other programs don't have any issues. And this is all happening with 16b, 44.1KHz. It doesn't get any simpler and I could be going a lot faster as the UA4 will do 96KHz and at least 24 bit.
Whatever the problem is with Sonar, I'm not happy about it. No access to external HW, no access to my secondary mse, and unpredictable audio connections. I don't recall having this much trouble with Sonar before but those were simpler times. Something is definitely wrong, so I'll probably need to file a support ticket.
Now back to finding out where my browser looks for plug-in menus. It is a Browser, I'd think it would show me its working dir, since it obviously isn't using the location specified in Preferences, but no. Silly me.