Hello JonD. Thank you for you thoughts.
I have updated Windows, Sonar, got the latest MOBO drivers, updated the MIDI and audio interface drivers, and updated the BIOS. I have tweaked Win 7 using all of the standard tricks that audio computer gurus suggest - including disabling hibernation and setting the power settings to "High Performance" and setting display and HDs to never sleep - and a whole bunch of other tweaks as well.
As for memory, I have run MemTest+86 for two FULL cycles - with no reported memory problems. In addition, I swapped memory modules in and out of the computer on the off-chance that there was a bad memory module that MemTest was not identifying.
And Sonar still crashes/freezes.
The last time I got a crash/freeze, I had a new (empty) project loaded into Sonar; no plug-ins running, no audio or MIDI data in the project, and was using the Media Browser to find some audio files to import - and then the computer froze solid.
What is telling for me is that I get no crashes/freezes when running Reaper - recording audio, recording MIDI data, editing audio and MIDI, running plug-ins, etc. If there is a problem with the memory or a "memory leak", it does not occur when using Reaper. This tells me that the computer components and audio and MIDI interfaces all work perfectly well.