Hey Adralicus, these are the 2 things that bothered me in the Sonar software for a while as well, as all the other DAWS i use have that function.
As everyone has said here it just works different, its not a show stopper but just odd, I use logic 9 and X,
Reaper, Pro tools, and they all behave the same ( you can over dub w input quantize on and it loops w out beats dropping out w each pass, and also the end of the loop issue where you have to drag the end of the clip to the end of the measure to make it a full bar) Its weird behavior but i think thats how it is w sonar.
If i recall i think one version of X1 (not sure what update a,b,c,d it was) the input quantize actually worked like it should w out parts dropping out, Im pretty sure it was one of the X1s the when i added an update it stopped working,
Anyway i hear you on that it would be a nice option if both these things worked how we would like them.

Tommy