Upgrade from X1 LE to X3 Studio was $99 with the sale you get in the emails, regular upgrade price is $119. But they always seem to have the sales so don't pay that.
Basic X3 was $29 on sale and regularly $49.
But may I ask why you want X3 if you seem happy with Music Creator? Is it MC 6?
You say just to play back the songs? That makes no sense to me.
I am pretty sure that X1 LE and Music creator 6 are almost the same. LE had a very pour selection of Synths. Coming from Producer or even Studio the Sound Center synths were very basic and not much better than MS wavetable.
With Cakewalk mostly you get more plug ins and Soft synths the more you pay. The basic features remain the same. A few advanced functions are added as you go up the ladder. You may not need the fancy editing tools but if your using MIDI and synths you will defiantly benefit by an upgrade. .
As I said, X1 was buggy and didn't work for me on the same computer that ran 8.5 smoothly.
If Music Creator is working and that's all you require to make music your fine.
You can upgrade to X3 using that as well.
The X 3 versions come with way better soft synths than LE or Music creator, it's a pretty good deal to get way better sounds. It's not overkill at all unless your happy with basic those GM synth sounds.