BbAltered
I would like to have a transparent limiting plug-in on my main mix bus to prevent clipping. I'm not interested in maximizing volume, only in preventing digital "overs". And free if possible.
Any limiter will be adequately transparent when used in this manner. "Transparency" only becomes a relevant term when you're asking the plugin to fundamentally alter the dynamics of the music through aggressive gain reduction and "smart" release calculations that hopefully disguise what's happening.
Catching the occasional peak will almost never cause a noticeable audible change or distortion. If it does, then you need to go back into the mix and lower that peak.
What you're after is a limiter that performs the one essential, basic function of any limiter, which is to guarantee that no peaks ever exceed a specified value. Any of the above-mentioned plugins will do that reasonably well, as long as your maximum amplitude is reasonable.
However, very few of them can guarantee no overs in
every scenario. For example, if your material is hitting 0dB (or higher) on a regular basis and average peaks are only slightly below that, then it's unrealistic to expect any limiter to be "transparent". That'd be expecting a plugin to do your work for you.
Bottom line is don't sweat it. Use whatever strikes your fancy, and just don't push it. Don't set your brickwall to 0 dB and don't set your volume so high that the limiter is constantly engaged. Sounds like that's your plan already.