bobanon
I've put the project files on an SSD and when recording I show a disk load ranging from .08 to .12
I have an older SSD and is the only "flaky" part of my system for complex writes (e.g. unzipping X3's installation files on it is a guaranteed BSOD for me). SSDs excel at reading, but not writing, so I have deliberately taken mine "out of the loop" for project work and never had issues. I am not sure if this applies to your specific situation, but wanted to throw it out as an "honorable mention."
Another thing you may want to check quickly is the I/O cache in SONAR (Preferences->Audio->(Advance mode at the bottom checked) Sync and Caching). I have found that 512KB (for both Playback and Record I/O Buffer Size) has been the happy medium for most work I have done for my system (too excessive either end can cause pops/clicks or audio engine crashes).