Here's an update.
I went back and reset my monitors to the factory defaults and then re-did the settings in the graphics card software and things are a bit better. However, there is a monitor setting I had previously overlooked, the View Angle! It did make a noticeable difference in the monitors color tone!
Granted, by resetting everything, the contrast and brightness in programs like this forum, (for example), are harder on my eyes but X3 is much better. I can actually see the text in Sonar's Control Bar. Not perfect, but better and I can now actually see the gray tone differences in X3!
I'm still using Duckbar and really like the colored clip backgrounds with the black waveforms. Unfortunately, I can't use the new track colors but am able to at least color the buses.
I brought an X2 project into X3 last night and did some editing. I think this is going to work for me. Thanks to everyone for your comments. Now if I can just figure out all the other X3 goodies!
Paul