I've cloned overheads to separate toms. I make one clone for each tom, get in close, listen to what's being hit and when, chop up the hits and add fades. After cutting the clip(s) for each tom I use Slate Digital Trigger or Addictive Trigger, find samples that work, tune them to match the overheads and mix to taste.
I've never used three overheads when recording drums, it sounds like a phase nightmare to me. X-Y has enough separation, saves set up time and is fool proof for this fool.
Shure KSM 32s are highly regarded for full kit overheads.
Rocky