The gain/trim control is a tool, you don't have to use it every time, but you should learn what it does for those times when you do need it.
Almost all my outboard gear has sufficient headroom and adequate controls such that I hit the input with a good healthy, manageable level. So I don't need it for live inputs very often. When I do, well, it's a lifesaver.
And almost all my libraries and virtual instruments are recorded such that the level going to the track input is just right, although as I think about it, I do end up tweaking the outputs on the VIs. But that's the right place to make that adjustment most of the time.
Keep in mind that the reason gain-staging is/was critical was we needed to optimize the signal level for least noise and least distortion when we were working with tape and analog stages. We don't need that - as frequently - inside a DAW.
What we do need to do is pick a reference level that provides adequate headroom, that alone will address the noise problem, and by definition the distortion problem.
It really is that simple... well, that's not entirely accurate. But once you get accustomed to working that way it does become pretty darned easy.
Good metering is probably more important during mixing - at least it is for me. And access to both RMS and peak reading meters is pretty important.
More important is learning what each meter is trying to tell you.
An analog VU style meter (which is very nearly an RMS responding meter) is never a bad idea, but I'm pretty sure I would not make another round trip through my converters just to use one.