FirstPullUp
In response to tlw above, neither Win10 installation is able to find the ASIO drivers, and so they're using (I think) MME - I'm not a driver expert. And I get a funny audio profile saying nothing below 88K (I think) is available.
that is probably your problem right there. MME is the worst.
If you were on platinum you could try using (on windows 10) the new WASAPI driver mode. you didn't give enough info about your version. which Sonar Producer ? version ?
try playing with your buffer rate in your preferences/drivers.
Either way you look at it, if you want good results an audio interface is the way to go.
if your project is heavy, some plug ins, tracks, its going to bog down using MME. that's the windows driver.
a cheap used Focusrite soundcard is about under 100 bucks.