Again, thanks to everyone who contributed. I pursued this because I was convinced there had to be an easier answer than select to time.
Sure enough, I finally learned to simply click the Select tool from the control bar, and then click the clip. It highlights and auto-determines the length of that clip only.
I'm guessing the last time I used the select tool, I somehow set the max clip length. After that, even though I clicked the track number I didn't actually "select" the clip, so the length remained unchanged.
Just a guess, but it did teach me two things:
1. Use the select tool more often (its easy!)
2. Read the reference manual more often.
I also like the idea of dragging along the time line. Thanks scook.
This might save other novices time lost like what happened to me.
Maybe by Sonar x"47e" I might actually understand how things work!!!!!