Fog,
yes those ads really irritate me too. They prey on precisely the people who would be better off running in the opposite direction of those deals. I especially hate the ambulance chasers. Again, it seems to me that the first people to complain about the efficiency of the NHS will be those who have no qualms against seeking huge compensation for minor problems.

Anyway I tend to have been very good over the last year with my music related purchases. I've just had a birthday and didn't even manage to think of anything that I couldn't live without for sometime longer.

Phil