BobF
Oh, I forgot to mention this.  IBTL!! 
 

Soon to sweep the nation of Cakewalk.

clintmartin
It's a brand new day in America (cue Sting). I'm thrilled. Watching the media last night was the most fun I've had in years. 8 to be exact.
Time to go on a repealing frenzy!

Just so y'all know, some of us here are in unfortunate situations where repealing certain things with any potential replacement policy being completely unknown could lead to very unfortunate results, depending on the new policy (or lack thereof).

BBZ
Will everybody need to learn the words to Dirty Water, I Fought The Law and Workin' In a Coal Mine?

 
That's the deal with sarcasm, only like-minded people will laugh.  Aren't we cute?

The only state that failed to pass a marijuana initiative was Arizona. All the other medical and recreational initiatives passed. We managed to throw out Sheriff Joe, but can't pass legal weed? Sheesh. Good thing I have a medical card!

clintmartin

drewfx1

clintmartin
It's a brand new day in America (cue Sting). I'm thrilled. Watching the media last night was the most fun I've had in years. 8 to be exact.
Time to go on a repealing frenzy!

Just so y'all know, some of us here are in unfortunate situations where repealing certain things with any potential replacement policy being completely unknown could lead to very unfortunate results, depending on the new policy (or lack thereof).

Such as?

The talk of a replacement health insurance system has centered around an idea of "allowing insurance to be sold across state lines", but with little detail beyond that. The following scenario might very well occur:
 
Some states have very little regulation, and allow insurance companies to impose lifetime coverage caps and deny coverage to people with pre-existing conditions. This reduces the cost side for the insurance companies and allows for dramatically lower premiums. People will flock to buy there and save lots of money, which is great right?
 
But what do you think that would do to the rates for the people who have serious pre-existing conditions and can only buy insurance in more regulated states?

BobF
For anybody looking for an explanation, this sums it up nicely
 
http://www.cracked.com/bl...at-no-one-talks-about/

Wow, considering that article is from Oct. 12th that is incredibly prophetic.

I suggest they have a government high risk pool  (subsidized if necessary).  And let insurance companies go over state lines.  That's a state's rights issue though.  Will it fly?  The goal of the ACA was good, but anyone doofus could see that the premiums are going to go up if the insurance companies need it after absorbing all the unhealthy folks with pre-existing conditions.  That part of the ACA was supposed to be taken care of (the increased costs) by the government until the system leveled out with competition.  A certain person who is one of two somethings in the state of Florida stripped those subsidies  out of the ACA.  His initials are M.R.  But we're not supposed to discuss poly ticks.  I'm just describing what happened and the over arching goals of that particular law.  

The problem with subsidies is that they are inflationary.  Good or bad, healthcare providers work by the same principles as any other business.  When you make tons of new money available to pay for their products & services, there is nothings to hold down costs.
 
Insurance costs aren't higher because insurance companies are building greater margins.  Insurance costs are higher because the insurance dollars collected have to pay more to providers that are charging more.
 
In many cases, insurance companies are simply paid by self-insurers to administer/manage the process less expensively and with greater levels compliance than hiring specialized staff.
 
Just like anything else the government makes money easy for, price inflation follows.  Education anyone?
 
The ACA guaranteed payment on behalf of millions of new "customers" with zero on the cost control side.
 
There are options, but handing an industry a blank check to be paid by taxpayers and government borrowing isn't the answer.