These look better: http://www.idstronghold.com/

Crap... better get something to put the cellphone in too. According to what I read, people who know how can remotely activate the microphone on your cell and listen to private face-to-face conversations... not that they would want to listen to me but they might to you... and "they" can tell exactly where you are by using cellphone towers, I don't like that. It probably will never matter to me but I still don't like it.
 
Pretty soon I will need a tinfoil hat and tinfoil underwear...

J

What Jeff said is what I said on page 1,  use a debit card and at most times keep a balance of just $1. Simply top it up to cover purchase and use it ASAP! 

Yeah that's right thugs; I have a poor debit card LOL!! 


Julien, Cool! I'm going to get one of those security card holders. 


Danny Sorry to hear about your past troubles; good idea to put iron bars on the windows and exit doors. And I hope you have a secure garage for your car. 

When I lived in Sydney, Australia my car got hammered (roof, doors and bonnets) by a gang of thugs with baseball bats whilst I was away at the office. 

In another separate incident I actually witness (from one block away) a group of thugs hop out of a car (stopped at the traffic lights) and hammered the car in front of them and then the thugs quickly took off. 

In Sydney, I know of a friend who had his house burgled three times, the last incident occurred whilst he was at a funeral; his mum passed away.

In separate incidents; thieves target people's cars (steal phones and whatever) whilst the people are at the cemetery. In another incident; a guy gets carjacked and his fingers cut off. 

In another incident a guy riding the train to work gets robbed; they want the ring?... one of the thugs cut the ring finger off. 

In another incident a guy whilst at home is invaded by thugs who knock his security door down, help themselves to stuff and then cuts off his fingers. That guy was a talented sax player. 

All these incident occurred in Sydney. I'm so glad I don't live there anymore. All these thugs are extremely low-lives and cowards; they operate in groups and never alone. 

chefmike8888

is there a way of using debit card that I don't know of

I think so Kalle.
Over here our Debit/Bank Card is, and can be used exactly as a Credit Card.
Pretty much the only difference is that on a bank card the money gets taken directly from our checking account.
No credit = no interest.
It can also be used at ATM machines. Credit cards
can too but once again there's a fee and interest charges.


Mike

Ok. We have the combined cards as well, but you can't use the debit part for web purchases without linking to your bank site.
The number printed on the card is the credit card number. Like mine, there's Mastercard and a debit card combined.
I understand you can physically copy the debit card, but I don't understand how you hack it in the web unless you give out the
number printed on the card, and that number, here, only applies to the credit feature.

Kalle,
Most thefts don't occur through hackers but through thieving employees who jot down your info then log online and shop away before you can spot it.

I, like others here, keep my money in my savings account. Then when I want to purchase something I transfer that amount into my debit card and leave .48 cents on the card or what ever is left.


Mike  

chefmike8888


Kalle,
Most thefts don't occur through hackers but through thieving employees who jot down your info then log online and shop away before you can spot it.

I, like others here, keep my money in my savings account. Then when I want to purchase something I transfer that amount into my debit card and leave .48 cents on the card or what ever is left.


Mike  

Yes, but what I was curious about is how do you do web purchases with a debit card in a way  that can be considered risky? Here you must link to your bank web site in a similar way as you use PayPal. There's no way any employee can get to your money unless there's spyware in your computer or you get lost on a fake bank site. It's more safe than a credit card.
And here, when you use debit card in shops, you are the only one who ever touches the card. Nobody can physically copy it. 


If you pay with a debit card in a restaurant, they take the "paying machine" to the table. 
Theoretically, a copying device can be mounted on such a portable card interface, so there's a minor risk there that the code gets stolen, but even then nobody can get into you bank account, because they don't have the variable code,( but they could buy stuff in shops). Again, theoretically, it's possible to guess the variable codes, but the banks site only lets you guess three (??) times, and then your card is locked.

Kalle Rantaaho

chefmike8888


Kalle,
Most thefts don't occur through hackers but through thieving employees who jot down your info then log online and shop away before you can spot it.

I, like others here, keep my money in my savings account. Then when I want to purchase something I transfer that amount into my debit card and leave .48 cents on the card or what ever is left.


Mike  

Yes, but what I was curious about is how do you do web purchases with a debit card in a way  that can be considered risky? Here you must link to your bank web site in a similar way as you use PayPal. There's no way any employee can get to your money unless there's spyware in your computer or you get lost on a fake bank site. It's more safe than a credit card.
And here, when you use debit card in shops, you are the only one who ever touches the card. Nobody can physically copy it. 


If you pay with a debit card in a restaurant, they take the "paying machine" to the table. 
Theoretically, a copying device can be mounted on such a portable card interface, so there's a minor risk there that the code gets stolen, but even then nobody can get into you bank account, because they don't have the variable code,( but they could buy stuff in shops). Again, theoretically, it's possible to guess the variable codes, but the banks site only lets you guess three (??) times, and then your card is locked.

some web stores require the expiraton date and CSV code(not your PIN) be entered on the form, with the card number and these two pieces of info stolen, I can make lots of  purchases .
 
My bank does not offer the type of debit card you guys talk about with a floating balance, most debit or check cards down here are tied to your pprimary bank account.