99% of my guitar playing for all my practice, learning , working on new music and just sitting here playing is done direct w no effects what so ever .
Usually while on the computer, I'm plugged into my sound card using head phones while just playing along to something .
My other 2 modes of nakedness on the electric guitar are I like to play direct into my small Fender Champ Tube amp using only a guitar cable while playing at lower TV volumes . I keep my Champ at ear level right next to my favorite chair.
When I'm feeling to Lazy to hunt down a guitar cable I will just play a big Jazz box or a semi hollow body guitar w out the amp acoustically .
To tell you the truth I wasn't always this way . I sort of Morphed into this type of approach over a long period of time ...
Even though I have all these pedals and effects in both hardware and software form over here .
I have found for myself that I usually want to hear and play my guitar in it's most Natural Sounding state ...
As far as the other 1 % of the time goes ..watch out & duck for cover

because that's when all the real trouble starts
all the best,
Kenny