If you have been having issues and your system say has been used on line a lot, you've installed a bunch of apps you no longer use, and on and on, the system gets messy and next thing you know you have 150 processes running in the background.
A clean install is not technically complicated to do, it's real simple, Sit there installing the stuff you use.
In my case it's all in a portable drive or on disks. But I still go to web sites to make sure I have the latest versions and compare the version numbers first.
It just takes longer but most of that time is just waiting for the installs, so like me I'm doing other stuff during the task otherwise it's pretty boring.
You end up with everything all up to date and running smoothly. And I believe there's a big performance and stability boost.
Cloning saves time but to me is a short cut and can just bring along the same ghosts that haunted your old system.
If you old system is in tip top shape and your not sure how to re install everything then cloning might be better for you.