Astrumur. I can't imagine that the difference in the signal is all that different from the cheaper interfaces to the expensive ones.
The difference isn't simply in the analogue/digital convertors (in fact many interfaces use the same chips) but in their mic and line pre-amps and the circuitry that surrounds them. Higher end interfaces generally have a much lower noise floor than cheaper ones, though like anything else you do get diminishing returns above a certain price point. If you're recording and mixing a lot of tracks then 6dB |(or even 3dB) less noise per track can make quite a lot of difference to the end result. The other advantage tends to be better drivers, with implications for latency, and better (or more feature-equipped) firmware, software mixers/control applications and, often, manufacturer support.
Whatever, any decent audio interface with solid ASIO drivers will outdo a PC's built-in sound with ease and turn in workable results. I used a Cakewalk UA-101 for quite a while and it was fine apart from I badly needed more than 8 inputs, wanted lower latency, and eventually its USB socket started acting up. The RME does sound different, but not different enough to render my older mixes useless.
There actually aren't many interfaces with 16 or more inputs (I guess most people, especially at the consumer end of the market, mostly use software synths and just don't need them), hence the use of ADAT to digitally connect additional units to increase the input/output count. ADAT's like MIDI or the C programming language - it's been around for ages, when invented did its job so well it became the "industry standard" and still does it so well it has never been rendered obselete.
As for RAM, my DAW PC does other stuff besides audio, particularly graphics and once in a while video. You could probably do fine with 8GB in a 64bit system unless you use sample libraries a lot in which case being able to load them into RAM rather than having them streamed from the disk is useful, I'm told. Mind you, RAM is pretty cheap these days and more is generally better as it reduces the chances of Windows having a swapping fit at a crucial moment.