The passive hubs are fine if the devices using it do not require USB buss power.
And I have a feeling that if this is on USB 3 that it might no longer be true. I have not found much info about it and I am curious if someone here knows about USB 3. All I know is it has a lot more juice available than USB 2 did. The USB 3.0 PCIe card I just installed had to be hooked up with a cable to my power supply.
So for USB 2.0 a powered hub will take the strain off your motherboards limited amount of juice but won't change the transfer speed. It might be overkill if just a bunch of passive things like mice and dongles are in it.
An external hard drive, some have wall warts and some use buss power. A powered hub is not really needed for the drive with the wall wart, but will help with juice to the buss powered drive.
Things like mice use very little juice but a hard drive uses a lot. So will be interesting to see what USB 3 can do if power was an issue in the past.