I think that it really does come down to personal preference.
I use mostly FXpansion BFD2 for drums and I set up a template so that I always have individual tracks for kick,snare, toms, cymbals and room mikes.
I come from mixing on a real mixing board and when it's time to mix,I want to look at the console view with an individual faders for every sound that I will most likely be adjusting during the mix process.
I don't want to be opening the VSTi Gui to make frequent adjustments.
Then there are always favorite plugins that I like to apply to individual drums that are not available from within the drum plugin.