That's a killer deal for sure. It's enough sounds and instruments to keep you busy for a long time.
Getting back to the interface question, here is a link to some offerings from Sweetwater (a company that you will probably come to be familiar with).
http://www.sweetwater.com/c695--USB_Audio_Interfaces/popular/params=eyJkaW1lbnNpb24iOnsiQnJhbmQiOlsiNDI5NDk2NzI2OCIsIjQyOTQ5NjY4NjUiLCI0Mjk0OTY2MjczIiwiNDI5NDk2Njc4MCJdfX0The link is long because I set some filters. The full list would show units ranging from less than $100(marginal quality) to several thousand $.
I realize this is just a hobby for you, as it is for myself. I have also learned that most worthwhile hobbies tend to be somewhat of a money pit. That said, an interface is probably the best investment you can make. $200-$250 will make a huge difference in your experience.
Your built-in sound chip is fine for simple playback, but can cause problems when it tries to handle the more sophisticated requirements of a program like Sonar.
The software is just part of a system. For it to really sing, you need a proper balance of hardware and software.
Consider for a moment, a race car. You can have the best engine, the best driver, but if you have bad tires, it's all for naught.
I also strongly recommend thinking about getting a MIDI controller. Yes, more money.
But many of the soft synths we have suggested really come to life when you can play them as an instrument rather than punching in notes with the mouse.
I understand that we are suggesting that you spend more than you had anticipated, but for what it's worth, once you get into this, you're going to do it anyway.
Just for fun, here's a little piece that was done with some of the soft synths available to you, DimPro, Sample Tank, and Studio Instruments(Strings). All instruments were recorded real-time with a MIDI controller.
http://www.soundclick.com/player/single_player.cfm?songid=10285834&q=hi&newref=1