I knew I could count on Beagle to "bird-dog" this one.
Delta 44 - the problem occurred about a month ago and I don't remember the details. I think I got a message that the M-Audio wasn't functioning or something like that. At that time, I downloaded the latest drivers from the M-Audio website to no avail. I've done all the standard things to bring the Delta back up but all I get are messages to install the drivers from disk when the program can't find what it is looking for. When I override that and select the downloaded driver, I get the "Code 10" message.
In Control Panel, the driver details listed are: dated 1/9/2006, ver. 5.10.0.5057. In the Delta 44 properties box, it says "Driver is enabled and functioning properly." All this leads me to conclude that it is a hardware problem.
Realtek - I think I did what you recommended but I'll go back and give it another shot. Meanwhile, I think I'll go back to eBay and take action on the card listed there.
Thanks.