I suggest you turn your monitoring up if you tend to mix too hot. DAC volume knob is handy.
It is also a good idea to throw a limiter on or a basic master chain on the master bus to check your mix but remove it when printing the mixdown.
16bit does sound dodgy but I suspect it is a safety to prevent any dithering before mastering.
Many Mastering houses will up sample all the tracks and it is not uncommon to clip the AD converters via their analogue chain.
3 overs usually equals a clip and with some gear manufacturers who don't want their products sounding "clipped" too quickly with operator error might even lower the real 0dbfs.
This margin, especially 3 sample overs equaling a clip; it actually might not be actually clipping especially with expensive ADDA Converters. I think it is called "riding the skids"
Yep some go off the rails. LOLOL
For us mix guys you just make your mixes as best as you can taking into consideration the intended audience and media.
It is usually up to the mastering house to assemble the order per your instructions. So you got to live with your mixes and try out the order or give it to the producer to decide.
-3 is hot