I would like to help you, but you need to provide more information. Which version of Sonar and Windows are you using? What type of converter? What are your computer specs? Are you inserting f/x in the f/x bin of the track or in the PC f/x bin? What are your wet/dry ratios? If you're hearing f/x in record mode, then you're probably hearing them through your input echo which is latency between your audio converter and your input, as f/x are post recording. If possible, post a picture of your settings, at least, provide more info. Best of luck.