Just upgraded to X3, I followed the tip from Dan & setup Addictive Drums as suggested and am very pleased.
I saved it as a track template and it shows up in Windows Explorer as in C:/Cakewalk Content/Sonar X2 Producer/Track Templates/Soft Synth Track Templates, but I can't insert it in a new project from X3 because it doesn't show up there.
There's something simple I'm obviously missing here. This is embarrassing.