To prevent damage to speakers you should be in the habit of turning your monitors down or better yet, off when shutting down or starting up your computer, these pops can and will happen. I find it is random on my system and it only reminds me that I have forgotten to turn off my power amp again. But I'm in the habit of turning my monitor send control down low before I shut down so the pop is fairly quiet. I think it could be real bad if they were on full.
As far as the drivers go, I have mine set for "Share with other programs" and once my computer is booted, I can kill Sonar, open wave lab, play in Win Amp, open a movie re- open Sonar etc, and there are no pops. The drivers are running already and are not initiated by Sonar. I only have my Tascam as an audio device, there are no drivers installed for internal sound. The POP coincides with the USB activity light on my interface lighting up which is during boot up.
Do you get the pop if you turn the audio engine on and off?