Yes, Dave - thank you. I did insert a mic on those channel strips and I'm getting a signal in my headphones when the signal is routed through the analog path to the board's stereo out.
Another thing to consider: I recorded a signal onto channel 3 of Sonar, through channel 3 of the Zed. I clicked and dragged the clip to channel 10 in Sonar (this is one of the non-responsive channels on my Zed, remember). The wave form is there on Sonar's channel 10, just as though I recorded it there originally. If I try to play it back, however, it only becomes audible if I press a button on the Zed that monitors the Master of my project in Sonar. It doesn't mix in with the Zed's Main Mix L-R that all my other recorded tracks do (on channels 1-8 in Sonar, and coming down their respective channel strips on the Zed.
There is another button on the Zed that will actually route the Digital Master onto the buss for the board's Main L-R, and it'll do that, but the signal on channel 10 in Sonar does not get to the #10 fader on the Zed and as a confirmation of that, there is no signal when Pre Fade Listen is selected.)