One last Sonar specific - do you have any 3rd party VST/VSTi installed? If so get them out of the way so all you have is a vanilla version of Sonar. Then run safe mode, create a new project using the default template and confirm that is still giving problems. You should be able to run multiple versions of Sonar, but in my experience I've found it best to remove all traces of competing versions when installing a new one. Even if that means losing a previous add-on.
Normally a duff driver could well result in program freezes or crashes. Do you have an oboard soundcard such as a realtek? If so you could try removing your Behringer one and running with just the realtek. Don't worry about latency here - we're just interested in Sonar being relatively stable. Alternatively, disable the onboard sound card and make sure you have the Behringer installed correctly and try the same thing.
After that you may be in to memtest and hdd checking for the rest of the hardware. People have crashes with Sonar but generally not this consistently or immediately.
If all that still fails, you might want to try installing another DAW (Reaper or whatever) just to see if the whole DAW thing will work on your system at all. Your specs suggest you should be fine imo.
Anyone else have ideas?