Ok, Thanks for keeping at this guys. I think you got it.
Starting clean.
Set Buffers to 500 (It was 50 in attempts to reduce latency.) I suspect this is the root cause because I was successful in the end.
Here's my process just in case I missed something.
1. Erased all midi tracks and synths.
2. Browser, Insert Synth, Cakewalk TTS1, enter
3. Options popup, Simple Instrument track, Synth property Page and Recall Assignable Controls are enabled, enter as ok
4. TTS1 pops up and a track with a keyboard icon is installed
4a-The track header has I=Omni, O= Master, C=none, B=Bank with no selections, P= none.
4b-The Inspector-
Midi tab has I=Omni (changed to Allinputs Omni) & O=2CkwlkTTS1-1
Audio tab has I = Allinputs omni and O= Master.
5. Play the keyboard using the default piano and it plays.
6. switch windows to here to write this
7. switch back to sonar and it no longer plays thru keyboard.WTF???
8. play the song, and the keyboard now works again. whew.
9. click TTS1 CH1 sound and change to Alto Sax., It plays the sax. yay.
10. set track to record, hit record and it does leave the little MIDI deer droppings indicating it recorded midi.
11. playback and it PLAYS!!
12. do a second track and it plays too.
I'm off to the races.
Thanks so much guys. It was all about which one of the gazillion settings needed tweaking. Simple. Lol