michael diemer
Bitflipper, my understanding is that the human ear is the problem. It hears really high notes as flat, and really low notes as sharp. I don't do any stretching until I get up to the highest and lowest octaves.
Stretch tuning is used because since a string is not perfectly flexible, it's higher harmonics become increasingly sharp. This is why on a guitar wound strings are used for the low strings - it allows one to add mass to the string while still having good flexibility. More mass allows for the string to be tuned to a low pitch with tension similar to the higher strings. For a vibrating string, lower tension/longer length/more mass = lower pitch and vice versa for higher pitch. A piano uses rather long strings under high tension, so the strings can't be super skinny to be tuned to pitch.
So on an instrument like piano - with a very wide range and lots of high harmonics - the higher octave harmonics of a lower string go out of tune with the fundamentals of the same notes a few octaves higher.