I don't think your missing anything. Your just seeing what happens when you try and use 32 bit in a 64 bit system.
Your best bet is to scrap all plug ins and VST's that are 32 bit and replace them with 64 bit versions. I just ran into this a few weeks ago when trying to play old projects that still had just 1 32 plug in. They where crashing but only sometimes. I removed that one VST ( mr Tramp) and since then no more crashs.
I know it's a lot of work to change drum VST's but for me AD2 always sounds 100% better once I dial it in.