Thanks Dave,
I doubt the problem is a cable because it occurs also with Garritan Jazz and Big Band. As far as I know, Garritan simply plays samples per the MIDI instructions sent to it. The issue seems ALWAYS to be transposition a whole step down, whether it is an external synth or a soft synth. With the external synth, the problem persists even though I stop and restart playback. To "fix" it, I have to power down the external H/W and turn it back on. Its as though the synth itself is being sent a transpose command, because it persists until I reset it by powering it down. To get the soft synth problem to go away, I quit and restart Sonar. It always seems to play the correct pitych the first time, but almost invariably plays it wrong the next time through.
And since it occurs with several sources (Korg X5DR and Garritan) it doesn't appear to be one specific device.
It's really got me puzzled.