Hi Dean,
Its unusual why your Windows 10 Pro is not able to see individual ins and outs. I don't know how Apollo exactly works in this regard but I use Roland Octacapture and Windows 10 Home in my laptop can see all individual stereo inputs and outputs of Octacapture.
See below screenshots of my sound devices :


You may want to check your manual for Apollo why individual stereo inputs and outputs are not shown in your sound device options in Windows. It could possibly be some setting.
Moreover, recording into the Windows Voice recorder app directly from Sonar works for me even with ASIO as the selected driver.
You can record directly from individual audio tracks depending on what output is selected for the audio track. The output should be one that is routed to the main playback of Windows which in turn is connected to the main stereo recording input representing the system sound.
The key is not only the "Playback" devices but also the right default selection under "Recording" devices in Windows.
In my case, I keep "MAIN" as the default under recording devices which routes all stereo sounds from Windows and also the main stereo output from Sonar directly into a Windows app for recording. This could even include your live mic input into your interface if you want to mix it directly with the playback from Windows or Sonar.
Hope above helps in some way.
Cheers...