The problem I see is you got some of us saying " don't use a simple instrument track" and others say " yes use one."
Sorry that's bound to happen on a user forum. As always there is many way's to do the same task with Sonar and you will eventually find the way that works best for you.
Bit just described a way to insert a new soft synth that I was totally unaware of as example.
I always used the synth rack, but as you see both will open that same dialog and Sonar is a bit complicated in that manner..
And in the end the synth will show as an Audio track and can be treated as such.
It's seems overly complicated, but boy,, it took me 2 days to figure this same action out in Cubase. They don't even have the option for pure midi tracks, it's always in a synth track.
I think your very close to getting it.