Man, I wished...
I managed to
borrow a little Tascam 4 track in... 1995. The guy was from out of town, and he had such cool gear. He lent me that and a guitar with a MIDI pickup, a Roland sound module, and a Roland amp sim for a few days while he was away. I wrote and recorded one or two songs everyday.
Christmas 96, I inherited my girlfriend's dad's old Sony reel to reel. And a pile of brand new tapes, in their plastic casing. Classy. It wasn't long before I'd filled the whole thing. It was "two-tracks" in that you could record left and right separately, so I'd ping-pong between both "channels", overdubbing live in the process.
That - and a Akai XR-10 that belonged to a friend - was my studio until mid-1999, when I finally got my first PC and Cakewalk Guitar Studio.